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Student Health Insurance

Plan Rates and Coverage for 2020-2021

The Commonwealth of Massachusetts and Tufts University Health Sciences Schools require all matriculated students of higher education to participate in a health insurance plan. Students may enroll in the student insurance plan offered by Tufts University, or maintain private coverage as long as it meets or exceeds the minimum state requirements set forth by the Commonwealth. To determine if your coverage meets the minimum state requirements see section 8.05 of the Student Health Insurance Program Regulation (SHIP): State Waiver Regulations or at

All matriculated students are automatically billed for the student plan offered through Tufts University. Students who submit an approved Waiver Form during Open Enrollment will have a credit for this charge posted to their account. Failure to comply by submitting an Enrollment Form or Waiver by the deadline given will result in being enrolled in the UHCSR student plan. The student health insurance plan is available to all matriculated students and their eligible dependent(s).

The Boston and Grafton campuses student health insurance plan is underwritten by HPHC Insurance Company, an affiliate of Harvard Pilgrim Health Plan, and administered by UnitedHealthcare StudentResources (UHCSR). The plan provides coverage to students on a nationwide preferred provider organization (PPO) network. Plan coverage includes primary and emergency care, major medical coverage, a prescription plan, eye care, mental health benefits and many other services.

Please be aware there is no student health services clinic on either the Boston or Grafton Campus.When comparing the student plan with other health insurance plans students with pre-existing medical conditions should weigh plan cost versus benefits, particularly with regards to mental health coverage.

For plan details, please refer to the following documents:

Plan Monthly Semester Annual
Individual* $457 $2,724 $5,484
Two Person $911 $5,462.50 $10.925
Family Tier 1
(Student + Spouse + 1 child OR Student + 2 or more children)
$1,365 $8,183 $16,366
Family Tier 2
(Student + Spouse + 2 or more children)
$1,819 $10,903.50 $21,807

* Individual rate includes schools administration fee for the plan.

Students who wish to add eligible dependent(s) and domestic partners must first enroll in the individual plan, then log into their UHCSR MyAccount to add dependent(s). Please note students must create a UHCSR MyAccount in order to access account services.

Once enrolled, you can create a UHCSR MyAccount at to see all claims, print an ID card, find Providers, Pharmacies and add eligible dependent(s). There is also a Mobile App available to access your account.

An Insurance ID Card will be mailed within 7 to 10 business days from the time your Enrollment Form is processed.

Deadlines and Requirements - by school or program

How to Contact Health Insurance Customer Service

Designated toll free phone line for Tufts University Students only: 1-866-909-6342 or email: