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Student Health Insurance

Plan Rates and Coverage for 2021-2022

The Commonwealth of Massachusetts and Tufts University Health Sciences Schools require all matriculated students of higher education to participate in a health insurance plan. Students may enroll in the student insurance plan offered by Tufts University, or maintain private coverage as long as it meets or exceeds the minimum state requirements set forth by the Commonwealth. To determine if your coverage meets the minimum state requirements see section 8.05 of the Student Health Insurance Program Regulation (SHIP): State Waiver Regulations..

All matriculated students are automatically billed for the student plan offered through Tufts University. Students who submit an approved Waiver Form during Open Enrollment will have a credit for this charge posted to their account. Failure to comply by submitting an Enrollment Form or Waiver by the deadline given will result in being enrolled in the UHCSR student plan. The student health insurance plan is available to all matriculated students and their eligible dependent(s).

The Boston and Grafton campuses student health insurance plan is underwritten by HPHC Insurance Company, an affiliate of Harvard Pilgrim Health Plan, and administered by UnitedHealthcare StudentResources (UHCSR). The plan provides coverage to students on a nationwide preferred provider organization (PPO) network. Plan coverage includes primary and emergency care, major medical coverage, a prescription plan, eye care, mental health benefits and many other services.

When making your decision for health insurance, especially for those with pre-existing medical conditions, we encourage you to weigh plan cost versus benefits associated with other insurance plans, particularly regarding mental health coverage. Please be aware there is no student health services clinic on either the Boston or Grafton Campus.

For 2021-2022 plan details, please refer to the following documents:

Plan Monthly Semester Annual
Individual* $467 $2,802 $5,604
Two Person $934 $5,604 $11,208
Family Tier 1
(Student + Spouse + 1 child OR Student + 2 or more children)
$1,401 $8,406 $16,812
Family Tier 2
(Student + Spouse + 2 or more children)
$1,868 $11,208 $22,416

Students who wish to add eligible dependent(s) and domestic partners must first enroll in the individual plan, then log into their UHCSR MyAccount to add dependent(s). Please note students must create a UHCSR MyAccount in order to access account services.

Once enrolled, you can create a UHCSR MyAccount at to see all claims, view/print an health insurance ID card, find Providers, Pharmacies and add eligible dependent(s). There is also a Mobile App available to access your account.

Health Insurance ID Cards can be accessed via MyAccount. An email will be sent within 48 hours of enrollment being processed. 

Selecting a Primary Care Physician (PCP)

It is recommended that all students select a PCP whether you enroll or waive the school health insurance. The Medial Resources List provides locations to search for a PCP as well as other Medical Resources.

Deadlines and Requirements - by school or program

How to Contact Health Insurance Customer Service

Designated toll free phone line for Tufts University Students only: 1-866-909-6342 or email: